Protect Yourself from Scams

Scams Are Evolving—So Should Your Awareness

Scams are on the rise nationwide, targeting people of all ages—but older adults remain especially vulnerable. In 2023, the FBI’s Internet Crime Complaint Center (IC3) reported over $3.4 billion in losses from fraud among individuals aged 60 and older.

The most reported and damaging scams in California and nationwide currently include:

Top Reported Scams

1. Tech Support Scams

Scammers use pop-ups, emails, or calls claiming your computer or device has been compromised. Victims are tricked into allowing remote access or paying for fake services. Some scams have led to in-person cash pickups, as seen in San Luis Obispo County in 2024, with losses over $100,000 in single cases.

2. Government Impersonation Scams

Fraudsters pretend to be from the IRS, Social Security, or law enforcement, threatening arrest, benefit loss, or fines unless immediate payment is made.

3. Romance Scams

Scammers exploit loneliness, building fake online relationships and convincing victims to send money. These scams can be financially and emotionally devastating.

4. Investment and Cryptocurrency Scams

Fraudsters promise high returns from fake investments, often involving cryptocurrency. In 2023 alone, victims lost over $2.5 billion nationwide in crypto scams.

5. Grandparent Scams

Criminals impersonate grandchildren or other relatives in crisis—claiming they’ve been arrested or injured—and ask for urgent financial help. These scams often exploit the victim's emotions.

6. Business or Charity Imposter Scams

Scammers pretend to be from trusted companies or charities to trick people into sending money or providing personal details. Always verify unsolicited requests.

7. Sweepstakes and Lottery Scams

Victims are told they’ve won a prize but must pay fees or taxes upfront to claim it. No winnings ever arrive, and requests for more money often follow.

8. Email and Phishing Scams

Scammers send realistic-looking emails or pop-ups to steal personal information or install malware. Avoid clicking unknown links or downloading unexpected attachments.

Common Red Flags to Watch For

• Being asked to pay via gift card, cryptocurrency, or wire transfer.

• High-pressure tactics demanding secrecy.

• Promises of high returns with no risk.

• Requests for remote access to your devices.

What You Can Do

• Verify: Always confirm suspicious messages or calls with a trusted contact or the official organization’s phone number.

• Report: If you believe you’re being scammed or have been a victim, report it to:

  • Local Law Enforcement

  • FBI’s Internet Crime Complaint Center (IC3): www.ic3.gov

  • FTC: www.reportfraud.ftc.gov

  • SLO County DA’s Economic Crime Unit: (805) 781-5856

Talk About It

Scammers rely on fear, confusion, and silence. By talking openly about scams with friends, family, and neighbors—especially older adults—you help stop fraud before it happens.

Let’s stay one step ahead of scammers. Knowledge is your best defense.